Checking Your Own Credit Rating
You can request a copy of your credit file online, to review the information that is likely to be reviewed as part of a credit check. You’ll also be able to see any data that may have led to a refused credit application, or simply check that your credit history is up to date.
You can access your credit file using many different companies however, one of Australia’s leading credit report companies is Equifax where you can choose to pull your file for free, which takes some time. Or pay a small fee to receive it immediately.