How To Check & How Much Does It Cost?
It’s relatively easy to check your credit rating for a fee. Obtaining a copy of your file for free is also possible if you don’t mind waiting. You can obtain one free credit report per year however it can take around two weeks to receive it. In some cases it can take longer and there is little information to help you if you are still waiting after that time period.
If you want instant results Equifax Australia offer packages from $4.95/pm to $14.95/pm. With paid packages you can easily access your personal credit score and credit file online whereas you have restricted access to your credit file and no access to your credit score if you chose the free option. When signing up with Veda, they will notify you as soon as an enquiry is made on your credit file.