Insurance in Australia – Car Insurance Tips

  • Compulsory Third Party, which you must have by law to register a car, does not cover youfor damage to your vehicle, other vehicles or property, or for liability in accidents

 

  • Even very old cars should be insured with a Third Party Property or Third Party Fire and Theft policy. If you’re responsible for an accident, you could be liable for tens of thousands of dollars of damage to other cars or property

 

  • Comprehensive car insurance provides the greatest peace of mind and often offers a range of additional benefits, either as inclusions or extras

 

  • Tell your insurer if you modify your car, use your car for work, move house or need to add other drivers to the policy

 

  • Safe drivers with good records usually pay cheaper premiums than higher-risk drivers

 

  • You may be able to save on your premium by increasing your excess

 

  • If your car is stolen you should report it to the police and your insurer immediately
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