For many years now, New Zealanders living in Australia have faced an inconsistent process of buying a home in Australia. This has led to a lot of confusion across our community. Why has this happened?
Firstly, confusion often starts with the fact that Australia has 7 states, different states have different lending criteria, some banking institutions from different states use outdated eligibility criteria; for example, suggesting that you must be an Australian citizen.
How does a bank bring citizenship into the process of buying a house? Well, when a bank assesses your credit by doing a credit check and asks for your employment history some banks and lending intuitions find out along the way about your ties to New Zealand.
This level of confusion often gets worse when incentives like the First Home Buyers Grant (FHBG) are discussed, using your super as a deposit and much more. Our community is often lead down a rabbit hole of uncertainty.
Buying your first home should be exciting, adventurous and enjoyable, not confusing, risky and worrying.
Well that nonsense stops here with me, I am a kiwi just like you and my speciality is to make the process simple and straight forward. I have all of the available services that you need to get you the keys to your very own home.