Senior Software Engineer, Platform

Location Australia


Our Mission Wagestream is the global leader in Earned Wage Access [EWA]. We provide an income streaming solution for employers to give employees instant access to their earnings, and prevent them ever having to go into debt between pay cycles. We were founded for a social purpose to reduce the poverty premium.

We believe the monthly pay cycle is fundamentally broken and unfair to employees, and that we can fix it. We know financial services are better served through the employer, and have built a set of tools [track, stream, save, learn], that boost the financial resilience of a workforce and have a measurable and proven impact on employee retention and productivity. We love our clients and do everything we can to support them.

We already help 350,000 employees access their income when they need it, across some of the largest organisations in the UK including the NHS, Bupa, Holland & Barrett, Stonegate Pubs and Rentokil. In July 2020, Wagestream raised additional funding to expand into new markets in Europe and North America. Your Role Wagestream moves money.

We currently move tens of millions of currency per month, and at current growth rates that will measure in the billions within the next 12 months. Importantly, this is not just a few credit card payments or bills this is people's wages, it's their livelihood, so we take our payment responsibility very seriously. The Core Banking team is responsible for maintaining our US, UK, EU and AU infrastructure.

In general, those the global payment schemes work amazingly well, but when processing hundreds of thousands of transactions, there are always exceptions. The Core Banking team makes sure that our platform flags those exceptions and recovers from all possibly failure modes automatically. Our technology stack is AWSPythonPostgres.

Primary Responsibilities Architect, develop, test, and maintain code to move money in GBP, EUR, USD and AUD via the various global banking payment schemes (BACS, FPS, SEPA, ACH, NPP, Visa Direct, Mastercard MoneySend) Obsesses over speed. Currently, 99% of all Wagestream transfers settle within 4 seconds, and we've achieved that record by being absolutely maniacal about speed. But we can always be faster.

And for the 1% that don't settle that quickly, we could be MUCH faster. Build metrics and dashboards to monitor banking infrastructure. Contribute to the broader engineering team (best practices, tools, technologies) Requirements Primary Qualifications 7 years experience in professional software engineering Mastery of Python, SQL, and REST APIs Deep experience with the AWS stack.

We are heavy users of DyanmoDB, SQS, S3, SES, Lambdas, API Gateway, etc Prior experience with banking or payments is nice, but not required Benefits Join a culture of trust and autonomy Have impact in a growing business with big plans We're a Remote First business - work from home or our Saratoga office - you chose Competitive salary and holiday allowance Enjoy regular team socials, both.

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Work Type

Full Time


25 Oct 2020


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