Senior Credit Risk Manager, Wholesale Banking
Senior Credit Risk Manager, Wholesale Banking Job Number: 053052 Function Category Risk Management Primary Location Australia Employment Type Permanent - Full time Description We currently have a fantastic opportunity for aCredit Risk Manager to join our Wholesale and Business Credit Risk Team. Known internally as 'Credit Risk Manager, Wholesale & Business Credit Risk', the Risk manager will support the management of the Priority CommercialMortgage (“PCM”) and Commercial Property Finance (“CPF”) credit riskwork-streams. Management of theseportfolios entails evaluation and assessment of lending proposals withrecommendations to relevant authorities, assessment of interim reviews/covenantcompliance reports and also facilitating the processing of settlements,rollovers and drawdowns.
The successful candidate will have the opportunityto progress to assessment of lending proposals to an appropriate approvalauthority. In addition, the Credit Risk Manager will make recommendations tohigher authorities for applications greater than local authority level acrossspecified business units. The successful candidate will provide key support tothe Head of Wholesale & Business Credit Risk and the Manager CreditApprovals from a portfolio monitoring perspective across all the PCM and CPF businesses.
This role has significant exposure across the business and a lot of interactionwith other Business Units. Main responsibilities Consider merits ofindividual loan applications and decision / make recommendation to higherauthorities as needed Ensure credit qualityis maintained within the Bank’s appetite in a high volume growth environment Documentation check, drawdowns, settlement authorisations, consents,management overview of reporting Assist in maintaining high quality Management Information acrossindividual portfolios within the scope of the Non Credit Retail Team Ensure creditapproval turnaround times are maintained within agreed service standards Provideassistance with training to deliver excellent service to our customers withinacceptable risk boundaries About You The successful candidatewill have: Minimum 5 years’ experience in risk function, ideally Commercial Property Finance lending experience Detailed knowledge and understanding of credit risk, particularly across commercial property finance, large real estate finance transactions , SMEs , High net worth individuals , credit risk reporting and management systems , problem loan management Awareness andability to act on legislation and regulatory changes and requirements Ability toidentify potential business risks and act appropriately Pro-activemaintenance of qualifications and professional standards Ability toact as managerial advisor on professional and technical issues Strongwritten and verbal communication skills at all levels Stronganalytical skills Well-developedinfluencing and interpersonal skills An ability tonegotiate in a robust environment About us At ING w....