Credit Risk Manager, Mortgages
Credit Risk Manager, Mortgages Job Number: 052502 Function Category Risk Management Primary Location Australia Employment Type Permanent - Full time Description The Role We are looking for an experiencedCredit Risk Manager who will be two removed from the Chief Risk Officer and reportsdirectly into the Head of Retail Risk. Known internally as the Senior CreditRisk Analyst - Mortgages, the successful candidate will play an integral rolein determining our ongoing risk appetite. This is a challenging role which willrequire an ambitious and motivated credit risk specialist, with the successfulcandidate having responsibilities spanning across the full credit life cycleincluding; acquisition strategies, portfolio management and collections.
The Credit Risk Manager - Mortgageswill help to create and embed a superior credit risk management framework thatencompasses credit risk policies, risk reports and analytics. In doing so, theCredit Risk Manager - Mortgages will work to optimise risk return and definethe risk appetite guard rails for the residential Mortgage portfolio. Importantly, the Manager will establishthe governance and reporting framework for the residential Mortgage creditportfolios to meet internal and regulatory requirements.
This person will beheavily involved with senior stakeholders in the mortgages team and will berequired to challenge, press and implement new and established risk measures. Responsibilities Create and maintain the credit risk policies governing residential mortgages Reporting of credit risk measures to senior management Effectively manage key stakeholder relationships Assist with retail portfolio analytics to gain insights into the key risk segments of the portfolio to determine risk/reward Ensure that credit risk systems are operating in line with credit policies through reviews of the rule engineers Ensure effective governances of processes involved in changing risk systems About you The successful candidate will have: Tertiary qualification with a financial focus A proven track record of mortgage credit risk analytics and reporting in a 2 nd line position within the banking/financial services industry Must hold excellent stakeholder management and persuasion skills A natural aptitude to challenge and question Intermediate/Advanced SAS and SQL Strong analytical and numerical skills Experience in DP3, TRIAD or equivalent systems from other providers (ideal) About us At ING we are united by our purpose tohelp our customers get ahead. We dream big, making positive differences in thelives of our customers through innovative technology and simple banking.
Andthe fact that we're Australia’s Most Recommended Bank makes us smile a thousandsmiles. It’s a genuine honour and a privilege. We have a casual dress code, andwe are an untraditional bank ING encourages applications fromall backgrounds and ages, including different cultures, people with disabi....