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Senior Mortgage Product Manager â€“ Portfolio RiskHSBC
Some career choices have more impact than others. We’re looking for progressive minds who are driven and forward-thinking, who are open to different ideas and cultures, who can connect with customers and colleagues and who’ll work with courageous integrity every day. As an HSBC employee in Australia, you’ll have access to tailored professional development opportunities, competitive pay, an embedded flexible working culture and a range of employee benefits.
These include market-leading subsidised private health cover, enhanced parental pay and support when returning to work, subsidised banking products and services and wellness programmes including discounted gym memberships. In this role you will be responsible for optimizing the risk and reward trade-offs associated with the Mortgage portfolio. Leveraging your industry knowledge and experience, you will work closely with both our local and regional risk teams to drive the simplification of policy, ensuring that HSBC remains competitive in the market.
You will also work closely with internal change delivery teams and external suppliers in driving efficiencies in the risk assessment process by reducing manual touch points through digitization and automation, reducing time to decision. To make this process operate efficiently a communicative and consultative approach must be taken while building relationships with key stakeholders. Your main responsibilities will include: Be the product lead for the Assessment/Risk stream under the strategic initiative Time to Yes (TTY) for a period of 18 months Develop and implement the HSBC Mortgage Strategy by using design principles to ensure clear direction and market innovation.
Own and drive all identified initiatives to integration into the business with full reporting to ensure complete monitoring and reviewing where required. End-to-end ownership of the Mortgage product portfolio, with focus on portfolio risk Liaise with all key stakeholders to ensure the strategy has full ‘buy-in’ and support to ensure a smooth implementation. Requirements To be successful in this role, you will need: Tertiary qualification is desirable.
Strong understanding of drivers and levers of the mortgage portfolio. Sound understanding of the mortgage industry in Australia. Demonstated analytical ability.
Preference will be given to candidates who hold Australian or New Zealand PR/Citizenship or working rights or who can show they currently have unrestricted work rights in Australia with no limitations. HSBC is committed to building a culture where all employees are valued and respected and where opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow in an inclusive environment.
Applications from First Nations peoples are encouraged. Learn more about careers at HSBC Australia – https://www.hsbc.
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