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Credit Assessment, Associate - NSW, QLD or VICNAB
On going casual arrangement A career that gives you more Utilise your credit risk management skills and be rewarded Join NAB NAB's Personal Bank Operations is a specialist hub for approval activities for consumer customers, including credit decisioning, verification, and unconditional approval processing. We help our Consumer customers achieve their aspirations through the reliable delivery of approval activities nationally. About You Experience in banking and credit and strong passion for customers is a must to be successful in this role.
You will have excellent attention to detail with proven financial analysis experience involving balance sheets and profit and loss statements. In addition, you will have: A current and experienced holder of a DCA Credit risk management experience Significant credit/consumer lending role experience Strong attention to detail with credit checking, ensuring that mortgages are compliant with APRA guidelines Experience providing outstanding customer service high volume and target orientated environment. A basic understanding of credit structures to assist with the understanding and completion of credit submissions.
Ability to conduct financial analysis and interpret financial statements Excellent time management skills, with the ability to prioritise tasks in line with business requirements Solid communication skills, both written and verbal. About the role As an Associate, you will work within a team of Credit Assessors and assess files that are submitted from our NAB Broker, Retail and Advantedge channels. Your primary responsibility is the verification of customer information on all new and existing (top up) lending within the respective portfolios.
Other responsibilities may include the control of credit assessment processes and to develop policies to ensure that an acceptable level of risk is maintained. This role is key to ensure responsible lending obligations are met prior to sending through to Credit Assessment for a customer decision. Completing the decisioning and other supporting tasks to enable Conditional Approval for Customer Files that are referred that require a manual decision Reaching and maintaining a high level of credit assessment and compliance standards Leading Pro Actively monitoring Credit Risk requirements within an agreed Risk Appetite and managing Non- Compliance in a timely manner Ensuring Continuing Education points are achieved and maintained Analysing key credit related documentation including but not limited to income documents, credit bureau reports, expenses, bank statements and identification requirements Liaise with internal staff including Credit Assessors, BDMs as well as external 3 rd parties – Brokers, Mortgage Managers If you think this role is the right fit for you, we invite you to apply.
To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency status. Please note candidate screening and interviews may be conducted prior to the....