Nectar Mortgages are a team of expert brokers helping Kiwis and Aussies find the perfect loan to suit their needs. With over 50 lenders and a decade of experience, they’re dedicated to making your home-buying journey smooth and stress-free.

We get it—moving and buying a home in Australia can feel overwhelming. Nectar knows the ins and outs of the Australian market and is here to guide Kiwis through the entire process, from finding the right home loan to understanding the different lending rules.

Unlike others, they don’t just find you any loan. They personalise your options based on your unique situation and needs. With top industry recognition and a stellar customer satisfaction score (9.67/10!), they’re focused on getting you the best deal.

Australian homes are often built with different materials and features, like brick (due to termites), air conditioning, and bug screens. This means your due diligence process will differ. Plus, lending rules and credit scores in Australia vary from NZ.

By partnering with NZRelo they offer personalised Kiwi-focused support. From KiwiSaver contributions to navigating citizenship and deposit requirements, they’ve got the expertise to help you avoid common pitfalls and secure your dream home.

The good news is, our brokers get paid by the lender, so in most cases, you won’t pay us a cent! But we’re always transparent—our brokers will walk you through any costs and explain exactly how everything works.

Yes! First you will need to transfer your KiwiSaver to a participating Australian super fund such as First Super. Their dedicated KiwiSaver team will assist you with your transfer and the next steps you need to take in order to apply for the FHSS.

Absolutely! Their team can help with personal loans, refinancing, and even commercial lending. Plus, they’ve partnered with trusted service providers to help with things like legal advice and utility setup, making your move as easy as possible.

Their support doesn’t stop once you’ve got the keys! They’ll check in with you yearly to ensure your loan still meets your needs and update you on any market changes. They’re always just a phone call away for ongoing support.

Leave the paperwork to them! They’ll handle all the loan documentation, making sure everything is in order so you can focus on settling into your new life. From pre-approval to closing, they’ll be with you every step of the way.

Yes! Their brokers have extensive local knowledge and can provide advice on where to buy, whether you’re looking for a home in the city, suburbs, or somewhere in between. They’ll match your goals with the perfect location.

It’s easy! Just reach out to them, and they’ll connect you with one of our brokers. They’ll guide you through the next steps, whether you’re just exploring options or ready to dive into the home-buying process